Mortgage Impounds vs. Paying Taxes and Insurance Yourself
If youâve been researching mortgages, or are in the process of taking out a home loan, youâve probably come across the term âimpoundsâ or âescrows.â...
Category: Mortgage Tips
21 Mortgage Questions You Should Know the Answer To
I thought it would be helpful to create a post that answers a lot of top “mortgage questions” that consumers tend to ask in one convenient place. Yo...
15-Year Fixed vs. 30-Year Fixed: The Pros and Cons
It’s that time again, where I take a look at a pair of popular mortgage programs to determine which may better suit certain situations. Today’s matc...
If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders
A lot of homeowners are looking to refinance their mortgages at the moment. Thatâs abundantly clear based on the record volume of refis expected this year, pe...
10 Mortgage Lenders to Consider for the Best Mortgage Rates (and Fees!)
Everyone likes a discount, right, even if itâs on a small one-time purchase that equates to a nominal amount. For one reason or another, it just feels like a ...
20-Year vs. 30-Year Mortgages: Get a Lower Rate?
Itâs time for a new mortgage match-up. Since paying down the mortgage early seems to be so en vogue these days, it makes sense to compare â20-year mortgages...
An Alternative to Paying Mortgage Points
If and when you take out a mortgage, youâll be faced with an important choice. To pay or not pay mortgage points. In short, those who pay points should hypoth...
Why Adjustable-Rate Mortgages Are Bad News Right Now
With mortgage interest rates as low as they are at the moment, you may be looking beyond fixed-rate options if youâre in the market to purchase a home or refi...